Business Loans @ 12%*

Whether you are planning expand your business or starting up a new enterprises, NextFin has a wide array of unsecured business loan solutions of up to Rs 10 lakhs to support you. Our flexible solutions help you take care are not just your capital requirements but also short-term and working capital needs towards everything from buying or replenishing inventory, to purchasing equipment, to office expansion, to business marketing, and even paying for additional staff.

To this end, we have designed an end to end digital process so that you can apply for a business loan from the convenience of your home, anytime and anywhere.  Based on the information you provide on your online small business loan application, we provide you with solutions that best fit your needs. 

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High Loan Amount

We offer loan amounts up to Rs 10 lakhs for your business needs.

Attractive Interest Rates

Get the very lowest interest rates on business loans in the market.

Flexible Loan Tenure

Our business loans features a longer tenure of upto 24 months

Eligibility Criteria

The business loan eligibility depends on whether you are self-employed or an SME. Your repayment potential is assessed on factors such as your business income, fixed obligations, credit history, etc. Thus, along with the loan application, you will have to submit the following documents required for a personal loan.

  • Loan Amount = Rs 25000 to Rs 10 Lakhs
  • Tenure = 3 to 24 months
  • The applicant must be at least 21 years of age and not should be more than 58 year age.
  • Self-employed individuals can apply but need to meet the specific criteria needed for each
  • Rest and final decision will depend on underwriting.

Documents Needed

Proof of Identity

  1. PAN Card
  2. Passport Copy
  3. Voter ID card
  4. Driving License

Proof of Address

  1. Aadhaar Card
  2. Ration card/ Telephone Bill/ Electricity Bill
  3. Driving License/ Passport copy
  4. Bank Passbook/ Statement

For Self-Employed

  1. Income statements 
  2. Financials for the past 2 years attested by a CA

Additional For SMEs

  1. Audited financials for the last 2 years
  2. GST Returns
  3. Proof of business existence

Why choose NextFin for Business Loans

Our unmatched loan products and experienced team ensure quick loan disbursals, hassle-free process and flexible tenures.

Loan disbursed within 72 working hours of the application approval.

Get the lowest interest rates on loans and maximise your benefits.

Flexible repayment tenure according to your needs.

Transparent, hassle-free and convenient application process.

Our products suit your needs at different life stages.

72 working hours loan disbursal turn around time post approval.

How does it work

  1. Getting Started

    To avail a Business Loan, simply apply online or call +918447804814. You could also e-mail us at support@nextfin.in

  2. Loan Approval

    Based on the information you enter, you will be given an instant decision. If yes, a NextFin representative may get in touch with you for any further information that may be required.

  3. Disbursal

    Your loan application will go through various stages of verification, which also includes verification of all documents as well as physical address verification & document collection. Post approval, the loan amount will be disbursed to your bank account.

FAQ’s

Read Business Loans FAQs here

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