Unsecured Loans @ 12%*

Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently if you have taken a personal unsecured loan.

From planning a big event to facing an unexpected expense, we have a solution to your planned/ unplanned expenditures with our personal loans. Simply apply for a personal loan online from the comfort of your home or office and get quick loan disbursal with a seamless experience. You can get a personal unsecured loan upto Rs. 1 Lakh with minimal documentation and speedy approval from NextFin.

Enjoy comfortable EMIs with a tenure of upto 12 months and interest rates starting 12%. Apply now.

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High Loan Amount

We offer loan amounts up to Rs 1 Lakh for your personal needs.

Attractive Interest Rates

Get the very lowest interest rates on personal loans in the market.

Flexible Loan Tenure

Our Personal loans features a longer tenure of upto 12 months

Eligibility Criteria

The personal loan eligibility depends on whether you are a salaried individual, self-employed or an SME. Your repayment potential is assessed on factors such as your income, fixed obligations, credit history, etc. Thus, along with the loan application, you will have to submit the following documents required for a personal loan.

Loan Amount = Rs 5000 to Rs 1 Lakh
Tenure = 62 days to 12 months
The applicant must be at least 21 years of age and not should be more than 58 year age.
Salaried, non-salaried, and self-employed individuals can apply but need to meet the specific criteria needed for each
Rest and final decision will depend on underwriting.

Documents Needed

Proof of Identity

PAN Card
Aadhaar Card

Proof of Address

Aadhaar Card
Ration card/ Telephone Bill/ Electricity Bill
Bank Passbook/ Statement

For Salaried Professionals

Bank statement for the last 6 months in PDF format
Last 3 months salary slips

Additional For Self-Employed

Income statements
Financials for the past 2 years attested by a CA

Additional For SMEs

Audited financials for the last 2 years
ITR and Tax Computation
GST returns data

Why choose NextFin for Personal Loans

Our unmatched loan products and experienced team ensure quick loan disbursals, hassle-free process and flexible tenures.

Loan upto Rs 1 Lakh

Loan disbursed within 30 minutes of the application approval.

Interest Rates starting 12%

Get the lowest interest rates on loans and maximise your benefits.

Flexible Repayment Tenure

Flexible repayment tenure according to your needs.

Hassle free process

Transparent, hassle-free and convenient application process.

Personalised products

Our products suit your needs at different life stages.

Quick Disbursal

30 mins loan disbursal with absolute ease.

FAQ’s

Read Unsecured Loans FAQs here

Unsecured Loans @ 12%*

Get in touch

High Loan Amount

Attractive Interest Rates

Flexible Loan Tenure

Eligibility Criteria

Loan Amount = Rs 5000 to Rs 1 Lakh

Tenure = 62 days to 12 months

The applicant must be at least 21 years of age and not should be more than 58 year age.

Salaried, non-salaried, and self-employed individuals can apply but need to meet the specific criteria needed for each

Rest and final decision will depend on underwriting.